Compare Life Cover NZ | Work It Out

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Compare life insurance policies from NZ's top providers. Free expert advice and tailored plans to protect your family's future.

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Protecting Your Family,
Securing Your Tomorrow.

Welcome to Work It Out, where your family's security is our priority. As a trusted provider of comprehensive life cover comparison, we empower you with tailored plans designed for your well-being. With a commitment to excellence, prompt service, and financial assurance, Work It Out is your partner in safeguarding what matters most.

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Personalized Solutions

Enjoy personalized plans crafted to meet your unique needs, considering lifestyle, family situation, and financial priorities.

Comprehensive Coverage

We compare diverse coverage options spanning life, trauma, income protection, and mortgage insurance for comprehensive protection.

Trusted Reputation

Choose Work It Out for a brand with a trusted reputation. Our track record of reliability and commitment to customer satisfaction makes us a dependable choice.

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Elevating Your Well-being
Through Exceptional Services

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Life Insurance

Safeguard your loved ones' future with comprehensive life insurance. Our policies provide financial protection, ensuring your family's security in the face of life's uncertainties.

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Income Protection

Protect your income if you can't work due to illness or injury. Our income protection plans ensure you can maintain your lifestyle and meet financial obligations.

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Mortgage Protection

Keep your home secure with mortgage protection insurance. Our coverage shields your property against unforeseen circumstances, ensuring a safe haven for you and your family.

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Trauma Insurance

Receive a lump sum payment if diagnosed with a serious illness. Our trauma insurance provides financial support during challenging times, covering medical expenses and recovery costs.

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Health Insurance

Access quality healthcare when you need it most. Our health insurance plans offer comprehensive coverage for medical expenses, ensuring you receive the care you deserve.

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Family Cover

Comprehensive protection for your entire family. Our family cover packages combine multiple insurance types to ensure everyone you love is protected under one plan.

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"Work It Out goes above and beyond, providing tailored insurance plans, convenient virtual consultations, and insightful holistic assessments. Choosing Work It Out has been an investment in my family's well-being and future security. Highly recommended for exceptional coverage and support."

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Take Control of Your Family's Future

Get tailored insurance advice, personalized plans, and expert consultations. Your journey to security begins now.

Frequently Asked Questions

Everything you need to know about life insurance

Life insurance provides a lump sum payment to your beneficiaries if you pass away. This money can be used to cover living expenses, pay off debts like mortgages, fund children's education, or maintain your family's lifestyle.
Yes, completely free. Insurers pay us a small commission if you choose a plan through us. You never pay anything extra - in fact, you often get the same or better rates than going direct.
We compare plans from NZ's major life insurers including AIA, Asteron, Partners Life, Fidelity Life, and more. Our advisers have access to the full market to find the best options for your situation.
The amount varies based on your circumstances - debts, income, dependents, and lifestyle. Our advisers will help you calculate the right level of cover. Generally, we consider mortgage balance, income replacement for 5-10 years, and future expenses like education.
Yes, most policies can be adjusted as your life circumstances change. We recommend reviewing your cover annually or after major life events like marriage, having children, or buying a home.