Compare Health Insurance NZ | Work It Out
Happy healthy family

Protect your
health.
Protect your family.

Compare health insurance plans from NZ's top insurers. 100% free, no obligation.

Helping Kiwi families since 2018

8,500+Kiwis protected
4.9Rating
FSP Registered
We understand

Your health is your most valuable asset.

What happens when you need medical treatment but face long public wait times? Health insurance gives you choice, speed, and peace of mind.

We'll help you find the right cover.

8,500+
Kiwis helped
4.9
Star rating
100%
Free service

No pressure. Compare at your own pace.

Simple as 1, 2, 3

No complicated forms. No pushy sales calls. Just clear comparisons.

1

Tell Us Your Needs

Answer a few quick questions about your health cover needs.

2 min
2

We Compare Plans

We search NZ's top health insurers to find plans that match your needs.

24 hrs
3

You Choose, No Pressure

Review your options and decide when you're ready. No obligation.

Your pace

Take your time. We're here when you're ready.

Your Questions Answered

Everything you need to know about health insurance

Health insurance covers the cost of private medical treatment, including surgery, specialist consultations, tests, and sometimes GP visits. It gives you faster access to treatment and choice of when and where you're treated.
Yes, completely free. Insurers pay us a small commission if you choose a plan. You never pay anything extra for using our service.
Basic cover typically includes hospital treatment and surgery. Comprehensive adds GP visits, specialist consultations, diagnostic tests, dental, optical, and sometimes alternative therapies.
Pre-existing conditions may be excluded or have longer waiting periods. Each insurer has different policies - some are more flexible than others. We'll help you find the best options for your situation.

Ready to protect your health?

It only takes 2 minutes. 100% free, no obligation.