Compare Income Protection NZ | Work It Out
Family protected with income insurance

Protect your
income.
Protect your future.

Compare income protection plans from NZ's top insurers. 100% free, no obligation.

Helping Kiwi families since 2018

8,500+Kiwis protected
4.9Rating
FSP Registered
šŸ’° We understand

Your income keeps everything running.

What happens if illness or injury stops you from working? Income protection ensures your bills get paid and your family stays secure.

We'll help you find the right cover.

8,500+
Kiwis helped
4.9
Star rating
100%
Free service

No pressure. Compare at your own pace.

Simple as 1, 2, 3

No complicated forms. No pushy sales calls. Just clear comparisons.

1

Tell Us Your Needs

Answer a few quick questions about your income protection needs.

ā±ļø 2 min
2

We Compare Plans

We search NZ's top insurers to find plans that match your needs.

⚔ 24 hrs
3

You Choose

Review your options and decide when you're ready. No obligation.

āœ“ Your pace

Take your time. We're here when you're ready.

Your Questions Answered

Everything you need to know about income protection

Income protection insurance pays you a regular income if you're unable to work due to illness or injury. It typically covers up to 75% of your income.
Yes, completely free. Insurers pay us a small commission if you choose a plan. You never pay anything extra.
The waiting period is how long you must be unable to work before benefits start. Common options are 4, 8, or 13 weeks.
Most policies cover up to 75% of your gross income to help maintain your lifestyle while you're unable to work.

Ready to protect your income?

It only takes 2 minutes. 100% free, no obligation.